This is my disclaimer that I do not work for the Social Security Administration, nor do I represent it. I'm just a simple girl in a complex world who enjoys blogging.
Just an interesting tidbit. The very first Social Security cards issued in 1936 looked very different from the ones in 2021. The cards design has been slightly altered 34 times. The last slight alteration was in 2007.
This amount a citizen earned, documented, thereby made known to the government is somewhat of a control tactic combined with a reward. A persons initial Social Security payment amount is based upon lifetime earnings.
Many people who feel that filing for social security money is superfluous, therefore, they decline or simply don't file.
What does a social security number mean?
The first 3 numbers, until 2011, designated the state or territory where a person was born or where the newborn was registered.
These are just a few states or territories I chose at random.
001 -003 New Hampshire
050 - 134 New York
362 - 396 Michigan
232 - 236 West Virginia
449 - 467 Texas
505 - 508 Nebraska
521 - 524 Colorado
520 Wyoming
268 - 302 Ohio
575 - 576, 750 - 751 Hawai'i
586 Guam, American Samoa, Phillipine Islands
I found an interesting factoid regarding my own SSN.
I was born, according to my birth certificate, in West Virginia. When I was around 6 months of age, my parents relocated, along with myself, my older brother & older sister, to Michigan. Although I was born in West Virginia, my SSN has a Michigan area indicator.
My parents had 3 small children when I was born.
Ages 4, 2 & infant? Yeah, they had their hands full!
The second 2 numbers of the SSN indicate the group the record will be found in. It's in numerical order, it makes it a bit easier to locate the records when needed.
The last 4 numbers are a serial number, unique to each individual. I suppose that giving a baby an inked bar code might upset some folks, so, serial number it is.
This system worked for several decades. Until 2011, when the SSA made the change to randomization. There had been too many acts of discrimination, profiling, if you will, based on those first three numbers, indicting where the person was born or at least, where their SSN was assigned.
Another reason was that some hot shot genius could foresee a time when the system of assigning SSN's based on area, group, serial number, could hit a wall. Each number was supposed to be used only once, making it unique to each person.
Another snag was that, if a person immigrated to the USA, upon becoming a US Citizen, their SSN is assigned based on where they were living when they became a citizen.
Many people wishing to immigrate to the US, legally aka the right way, can apply for a SSN during the time they are submitting forms, before actually moving to the USA.
There are many variations on this, that is the most common.
With the scourge of romance scammers who steal the photos of military members, there are two important facts.
1. There are NO SSN's that begin with 000. NONE. Not even if the military person is Special Forces or a Squadron Commander. Never.
2. In June, 2011 all SSNs were removed from DOD & military ID cards, replaced with a DOD identification number.
When I became happily single after being married for too long, the romance scammers were just warming up. They had been around for awhile, yet, I was unaware of them.
In addition to having to deal with the insidious liars, ghosting, cheaters, users, mansluts, now? The wonderful dating world began to increase in population of the romance scammers.
So lovely.
The scammers often work in teams so they can bombard the victim around the clock.
It was easy for me to see through the romance scammers for what they truly were. If I were s inclined when a romance scammer contacted me. I played with them. Taking advantage, giving them encouragement. Toying with their fake interest in me just for the helluvit. The nefarious were more difficult to discern.
Am so happy that I don't have to deal with any of that garbage, now.
Many romance scammers will present their victim with a doctored military ID or doctored passport or some form of the best proof of whom they claim to be. It's so obvious to me.
Now?
****THE GOOD STUFF****
1. Your birth date is not the birth date that the SSA uses. You can file for social security payments as early as when you are 61 years of age plus 9 months. You will receive a reduced amount if you file at this age.
2. You can file for SSA benefits at 65 years plus 9 months. You can also continue to work while receiving SSA payments up to a cap of income. This varies from person to person.
3. If you are in good health, it's better to postpone filing for SS benefits until age 70. If you wait to file, again, at age 69 + 9 months, your SSA payment will start out at 32% more than if you filed at age 62 or age 66.
4. Until 1993 the SSA payments were increased by 3% yearly as a cost of living adjustment. After that, the increase became 8% per year.
5. The increase to SSA payment increases by 8% annually until the cap of 76% is reached. There's a good benefit for longevity!
6. SSN's starting at 587 are the randomized numbers assigned to those who were born in 2011 or later. Also those who became legal US citizens in 2011 or later.
There are many more finer points to Social Security payment, rules, laws addendums. It's continually changing. I presented the basics.
One last tidbit for my readers. 💓
A combo of IDing a scammer & the SSA.
Love, Peace & Happiness, Y'all!
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